Finding the best insurance plans to meet your needs as an individual can seem overwhelming, but by working with an experienced team of experts, the process can become simple. Let the experts at Dean Bennett Insurance show you how the right team can make a huge difference.
Most individual health insurance plans have an annual calendar year deductible, coinsurance and an annual out of pocket maximum for covered services. Additionally, many plans have an additional and separate deductible for brand name prescription drugs.
High Deductible Health Plans that are HSA Compatible
These plans can be PPO or HMO and allow you to open a Health Savings Account and pay for medically related expenses, including your deductible, dental and vision costs with pre tax monies. Other than Preventative Care, you must meet the deductible before you are eligible for benefits or co-insurance. The maximum amounts go up yearly and are regulated by the IRS.
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